How to Send & Pay
Whether your family needs cash, a bank deposit, mobile money or airtime — UnityLink has an option that works for them. Choose how to send and how to pay.
How Your Recipient Gets the Money
Select the delivery method that's most convenient for your family back home.
Bank Transfer
Send money directly to your recipient's bank account. One of the most common and reliable ways to transfer money internationally.
- Arrives within minutes to a few hours
- Supported in all our countries
- Secure end-to-end banking infrastructure
- Works with all major banks in Africa
Cash Pickup
Your recipient picks up cash at a local agent or partner location near them — no bank account needed.
- Wide network of pickup points across Africa
- Available in Ghana, Nigeria, Gambia, Kenya & 20+ African countries
- Recipient gets notified instantly
- Collected with a valid ID
Mobile Money
Send directly to mobile money wallets. Perfect for recipients who use their phone as their primary financial tool.
- MTN MoMo, M-Pesa, Airtel Money & more
- Instant delivery to mobile wallet
- No bank account required
- Available 24/7
Airtime
Top up your recipient's mobile phone credit instantly. A thoughtful way to stay connected with your family.
- Works with all major networks in Africa
- Instant top-up, no delays
- Available across all supported countries
- No minimum amount
How You Pay for the Transfer
Quick, secure and flexible. Pick the payment method that works best for you.
Credit / Debit Card
Pay with your Visa or Mastercard. Fast and convenient wherever you are in the world.
- Visa & Mastercard accepted
- Available from any country
- Secure 3D-authenticated payment
- Instant transfer initiation